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Important notices
Terms and conditions


Welcome to the Investissement Québec ("we", "our") website ( Please read all these terms and conditions of use ("Terms and Conditions") carefully before browsing our site. This agreement, which becomes effective when you access our site and remains in effect for an indefinite period, is legally binding.


By browsing this website, you acknowledge and accept all the Terms and Conditions. We reserve the right to modify such terms at our sole discretion and without prior notice. If you do not accept these Terms and Conditions, please do not visit our website. In addition, it is your responsibility to read the Terms and Conditions regularly. All user-account holders will be notified of any significant modifications to the Terms and Conditions.


User Account

Content of the Site

Use of the Site Copyright and Trademarks


Links to Other Sites


Disclaimer and Limitation of Liability

Application Law


User Account


Prior to conducting any transaction on our website, you must have a user account and password (one for the "My Account" section and another to receive newsletters and press releases via e-mail).


You acknowledge that the information you submit to us via our website or our forms is accurate and complete. You agree to pay and are entirely responsible for paying or having your company pay any costs that you or other users may incur in accordance with the rates in effect at the time such costs were incurred, as well as any applicable taxes. You also agree to perform and are fully responsible for performing or ensuring that your company performs any acts that you or other users have committed to perform.


We will not be held liable for any expenses that you, or any other users of your account, may incur in respect of transactions carried out on our site. All transactions carried out using your account will be deemed to have been made by the account holder, for and on behalf of your company.


Content of the Site

Unless otherwise indicated, the contents of the website are presented for information purposes only and do not constitute an offer to contract by Investissement Québec or any of its subsidiaries. The summary of various financial products does not replace the legislation, regulations or orders-in-council adopted by the Government of Québec.


Data and information provided by Investissement Québec and other sources are deemed to be reliable at the time of presentation. Despite its best efforts, Investissement Québec cannot guarantee that such data and information are accurate or complete and up to date at all times.


Use of the Site

You may consult this site and, subject to express restrictions or limitations on specific items on the site, you may make an electronic copy, download or print certain parts of the site for your exclusive personal use and not for any commercial purpose.


Harassment, regardless of the nature, in particular the use of obscene or abusive language in e-mail messages or other forms of communication, is strictly prohibited on this site. Users are also prohibited from harassing our employees, hosts, representatives or any other members or visitors to the site and from misusing their name or identity. In addition, you may not download, disseminate or post any documents or messages on this site, that are defamatory, obscene, threatening or abusive, that invade the privacy of any persons or that are otherwise unacceptable, that could constitute or incite a criminal act, that violate the rights of any individuals or that would bind a third party or violate the law. You may not download onto the site any commercial messages or use the site to encourage other persons to join or become members of an online commercial service or other organization.


Copyright and Trademarks

The entire content of this site, including texts, images, graphics, interfaces, codes, content selection and layout (the "Content") is the property of Investissement Québec and is protected by copyright. Reproduction, publication, redistribution, transmission or any other form of use without our prior written consent is strictly prohibited.


All the trademarks, whether registered or not, and all the business names (collectively the "Trademarks") are the property of Investissement Québec or the respective holder who granted us the right and authorization to use such Trademarks. Trademarks indicated on this website and that appear in the following list are the property of Investissement Québec without limitation: Investissement Québec, Invest Québec, IQ FIER, IQ Immigrants Investisseurs, Financement PME, SMB Financial, Financement UNIQ, UNIQ Financing, Financement écologique, Eco Financing, Solutions PME, SMB Solutions and Financement IMPLIQ.


We can, at our sole discretion, add, delete or modify part or all of these services at any time and without prior notice.



By sending us notes, messages, ideas, making suggestions, presenting concepts or submitting other messages, you are irrevocably assigning and transferring your rights and waiving all moral rights thereto for the duration of the right, in perpetuity, anywhere in the world. Consequently, you grant us the right to publish them, in any format, including for promotional and advertising purposes.


If you open a user account on our site, you will be required to provide accurate and complete information in all the required fields.


Links to Other Sites

We may provide links to other websites that are owned and operated by third parties. Such sites belong to third parties with whom we have no affiliation; consequently, we have no control over their information-gathering and privacy-protection practices, which may differ from and are independent of ours. We will therefore not be held liable for and do not offer any warranties as to the accuracy, currency and completeness of any information contained on such sites.


The inclusion of links on our website must not be deemed to be a recommendation or approval of the trademarks, business names, brands, images, logos, symbols or other copyright-protected items contained on such sites or accessible through such sites. The presence of such links on our site in no way indicates that we are affiliated or associated with them or that we are legally authorized to use them.


However, you are entitled to communicate your comments on the links added to our website.



All the information you provide us is governed by our privacy statement. Please read our privacy statement for further information.


Disclaimer and Limitation of Liability

Although we strive to provide up-to-date and accurate information on our website, errors or omissions may occur. As a result, we do not provide any guarantees or make any representations as to the accuracy or reliability of the information contained on this or any other website.


This website, the Content, information, services and products provided herein, including, without limitation, the texts, graphics and links, are provided on an "as-is" basis, without any guarantees, whether express or implied. To the fullest extent permitted by law, we disclaim all guarantees, express or implied, including, without limitation, implied guarantees of quality, fitness for a particular purpose, non-infringement or absence of computer viruses and guarantees arising from established business practices or course of performance. We do not make any representations or give guarantees that the functions contained on this website will be uninterrupted or error-free, that failures will be corrected or that the website or server providing access thereto are free of viruses or other harmful components. We do not provide any guarantees or make representations regarding the integrity, consistency, accuracy, adequacy, usefulness, currency, reliability or other quality of the components of our site. You should not act upon the current content without first obtaining professional advice from an IQ advisor.


Under no circumstances shall we be held liable for direct, indirect, special or punitive damages or for monetary loss, even if you have informed us in advance of the possibility, be it a remedy for contractual, extra-contractual or civil liability or any other legal theory resulting from or in respect of the use, inability to use or execution of services or products offered, and in information or messages posted on the website. This limitation of liability clause shall apply notwithstanding any limited remedy available at law.


You use this website at your own risk and you agree not to claim otherwise.


Application Law

These terms and conditions are governed by the laws in force in the Province of Québec, and any disputes will be brought before the competent Québec court in the District of Montréal. Should any provision of the Terms and Conditions be deemed invalid by a court of competent jurisdiction, such provision will be dissociated from the other provisions in the terms and conditions; the latter will remain in force.


If you suffer any prejudice or disagree, in any way whatsoever, with the provisions of the present Terms and Conditions, your sole remedy is to leave this website.


The terms and conditions and all other legal notices displayed on this website constitute the entire agreement between you and us in respect of the use of the website and its Content.

Last update: September 2006.



You have questions?

Contact our

Information and Contact Service

1 844 474-6367

See also