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Productivité innovation

Productivité innovation Financing

Gain greater flexibility in planning and implementing your innovative projects.

Give your competitiveness a boost

Our Productivité innovation financial solution is a term loan with flexible and favourable terms, giving you more room to manoeuvre when planning and carrying out your innovative projects

Increase your productivity

We understand that every situation is unique. That’s why we offer flexible terms tailored to your specific needs.



Deferral of principal repayment for up to 48 months

More flexibility

Financing covering up to 100% of project costs

The solution to all your financial needs

Large number of eligible industries

A stronger, more robust ecosystem


Did you know?


Investissement Québec’s Productivity Innovation initiative aims to help businesses boost their competitiveness and accelerate their growth through greater productivity and innovation. Its goal is to encourage more businesses to take concrete steps to leverage innovation in all its forms and adopt technologies and processes such as automation, digitization, robotization and the use of artificial intelligence.


To learn more about the initiative, visit Open a new window

Examples of eligible projects

Working capital and capital assets that are part of innovative projects that demonstrate an ability to increase business productivity. Innovation projects may involve a product, a process, commercialization efforts or organizational processes. Examples include the following:


  • An innovation process involving the adoption of new technologies (e.g., expert consulting fees, study costs, etc.)
  • Acquisition of innovative equipment to improve productivity (e.g., automation, robotization, etc.)
  • Integration of information technologies to enhance process efficiency (e.g., software, software packages)
  • Development of new ways to commercialize products (e.g., e-commerce platforms, etc.)
  • Enhancement or development of new products (e.g., R&D costs, etc.)
  • Introduction of new organizational processes to enhance agility (e.g., consulting fees, etc.)

Eligibility criteria

All businesses operating in Québec that wish to boost their competitiveness through innovation and increased productivity and are part of the following industries:


  • Primary agriculture**
  • Mining
  • Construction
  • Manufacturing
  • Wholesale trade
  • Retail trade
  • Transportation and storage
  • Professional, scientific and technical services
  • Waste management and sanitation services

* Exclusions may apply. Start-up operations are excluded.


** Businesses that do not qualify for the programs of La Financière agricole du Québec may qualify for financing from Investissement Québec.


Take action!

Are you ready to take concrete steps to make your business more competitive?


Fill out the form Open a nerw windowon the website to help us understand your business’s needs regarding innovation projects and give you the assistance you need to take action!


To learn more about the initiative, visit Open a nerw window

Discover all our solutions

To learn about our full range of financial solutions, call us at 1 844 474-6367 or click here.

October 2020


You have questions?

Contact our

Information and Contact Service

1 844 474-6367

You have questions?

Contact our

Information and Contact Service

1 844 474-6367